/* sbastartupbusinessgrants.com — style.css
   Clone of sbasmallbusinessgrants.com
   Dark navy government grant portal aesthetic
*/
@import url('https://fonts.googleapis.com/css2?family=Source+Sans+3:wght@300;400;600;700&family=Merriweather:wght@400;700&display=swap');

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy:    #1a2b4a;
  --navy2:   #162240;
  --blue:    #1a4480;
  --blue2:   #0050d8;
  --teal:    #00bcd4;
  --green:   #2e8540;
  --green2:  #1b5e20;
  --red:     #d32f2f;
  --gold:    #e5a000;
  --white:   #ffffff;
  --off:     #f8f9fa;
  --border:  #dee2e6;
  --gray:    #6c757d;
  --dark:    #212529;
  --success: #d4edda;
  --warning: #fff3cd;
  --info:    #cce5ff;
  --font:    'Source Sans 3', sans-serif;
  --serif:   'Merriweather', Georgia, serif;
  --radius:  4px;
  --shadow:  0 2px 12px rgba(0,0,0,.1);
  --shadow2: 0 8px 32px rgba(0,0,0,.15);
  --max:     1200px;
}

html { font-size: 16px; scroll-behavior: smooth; }
body { font-family: var(--font); color: var(--dark); background: var(--white); line-height: 1.6; min-height: 100vh; display: flex; flex-direction: column; }
body > main { flex: 1; }
a { color: var(--blue2); text-decoration: none; }
a:hover { text-decoration: underline; }
img { max-width: 100%; display: block; }
ul { list-style: none; padding: 0; }
.container { max-width: var(--max); margin: 0 auto; padding: 0 24px; }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0,0,0,0); }

/* ============ GOV BANNER ============ */
.gov-banner {
  background: #f0f0f0;
  border-bottom: 1px solid #ddd;
  font-size: 12px;
  padding: 6px 0;
}
.gov-banner .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 8px;
}
.gov-banner__left {
  display: flex; align-items: center; gap: 8px;
  color: #555;
}
.gov-banner__left img { height: 11px; }
.gov-banner__right { display: flex; gap: 16px; }
.gov-banner__right a { color: #555; font-size: 12px; }
.gov-banner__right a:hover { color: var(--blue); text-decoration: underline; }

/* ============ HEADER ============ */
.site-header {
  background: var(--white);
  border-bottom: 1px solid var(--border);
  box-shadow: 0 1px 4px rgba(0,0,0,.07);
  position: sticky; top: 0; z-index: 500;
}
.header-inner {
  display: flex; align-items: center; justify-content: space-between;
  padding: 14px 0; gap: 16px;
}
.header-logo { display: flex; align-items: center; gap: 12px; text-decoration: none; }
.header-logo img { height: 38px; }
.header-logo span { font-family: var(--serif); font-size: 14px; font-weight: 700; color: var(--navy); line-height: 1.3; display: none; }
.header-nav { display: flex; align-items: center; gap: 0; }
.header-nav a {
  display: block; padding: 8px 14px;
  font-size: 14px; font-weight: 600;
  color: var(--navy); text-decoration: none;
  border-bottom: 3px solid transparent;
  transition: border-color .15s, color .15s;
  white-space: nowrap;
}
.header-nav a:hover, .header-nav a.active {
  color: var(--blue); border-bottom-color: var(--blue);
}
.header-search {
  display: flex; align-items: center;
  border: 1px solid var(--border);
  background: var(--off);
}
.header-search input {
  border: none; background: transparent; padding: 7px 10px;
  font-family: var(--font); font-size: 13px; outline: none; width: 160px;
}
.header-search button {
  background: var(--navy); border: none; padding: 7px 10px; cursor: pointer; color: white; font-size: 14px;
}
.header-actions { display: flex; gap: 8px; align-items: center; }
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 6px; padding: 9px 20px; font-family: var(--font); font-size: 14px; font-weight: 700; border: none; cursor: pointer; text-decoration: none; border-radius: var(--radius); transition: all .18s; white-space: nowrap; }
.btn-primary { background: var(--blue); color: white; }
.btn-primary:hover { background: var(--navy); color: white; text-decoration: none; }
.btn-outline { background: transparent; color: var(--blue); border: 2px solid var(--blue); }
.btn-outline:hover { background: var(--blue); color: white; text-decoration: none; }
.btn-green { background: var(--green); color: white; }
.btn-green:hover { background: var(--green2); color: white; text-decoration: none; }
.btn-gold { background: var(--gold); color: var(--navy); }
.btn-gold:hover { background: #c8880a; color: var(--navy); text-decoration: none; }
.btn-red { background: var(--red); color: white; }
.btn-red:hover { background: #b71c1c; color: white; text-decoration: none; }
.btn-lg { padding: 14px 32px; font-size: 16px; }
.btn-sm { padding: 6px 14px; font-size: 13px; }
.btn-full { width: 100%; display: block; text-align: center; }
.hamburger { display: none; flex-direction: column; gap: 5px; background: none; border: none; cursor: pointer; padding: 6px; }
.hamburger span { display: block; width: 24px; height: 2px; background: var(--navy); transition: all .2s; }

/* ============ HERO ============ */
.hero {
  background: linear-gradient(135deg, var(--navy2) 0%, var(--navy) 40%, #1e3a6e 100%);
  padding: 80px 0 60px;
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute; inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.hero-inner { position: relative; z-index: 1; display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.hero-text h1 {
  font-family: var(--serif);
  font-size: 42px; font-weight: 700;
  color: white; line-height: 1.2;
  margin-bottom: 20px;
}
.hero-text h1 span { color: var(--teal); }
.hero-text p { font-size: 17px; color: rgba(255,255,255,.82); margin-bottom: 32px; line-height: 1.7; }
.hero-ctas { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 36px; }
.hero-badges { display: flex; gap: 20px; flex-wrap: wrap; }
.hero-badge {
  display: flex; align-items: center; gap: 8px;
  font-size: 13px; color: rgba(255,255,255,.75); font-weight: 600;
}
.hero-badge .dot { width: 8px; height: 8px; background: var(--teal); border-radius: 50%; }
.hero-card {
  background: white;
  border-radius: 8px;
  padding: 32px;
  box-shadow: var(--shadow2);
}
.hero-card h3 { font-size: 18px; font-weight: 700; color: var(--navy); margin-bottom: 4px; }
.hero-card p { font-size: 13px; color: var(--gray); margin-bottom: 20px; }
.mini-stat-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin-bottom: 20px; }
.mini-stat { background: var(--off); border: 1px solid var(--border); padding: 12px; text-align: center; border-radius: var(--radius); }
.mini-stat .num { font-family: var(--serif); font-size: 22px; font-weight: 700; color: var(--blue); }
.mini-stat .lbl { font-size: 11px; color: var(--gray); font-weight: 600; text-transform: uppercase; letter-spacing: .5px; }

/* ============ FEATURES ============ */
.features { padding: 64px 0; background: var(--off); }
.section-header { text-align: center; margin-bottom: 48px; }
.section-header .eyebrow { font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: 1px; color: var(--blue); margin-bottom: 10px; }
.section-header h2 { font-family: var(--serif); font-size: 30px; font-weight: 700; color: var(--navy); margin-bottom: 12px; }
.section-header p { font-size: 16px; color: var(--gray); max-width: 560px; margin: 0 auto; }
.features-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.feature-card {
  background: white;
  border: 1px solid var(--border);
  border-top: 4px solid var(--blue);
  padding: 28px 22px;
  text-align: center;
  transition: transform .2s, box-shadow .2s;
}
.feature-card:hover { transform: translateY(-4px); box-shadow: var(--shadow2); }
.feature-icon {
  width: 56px; height: 56px;
  background: linear-gradient(135deg, var(--blue), var(--navy));
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 16px;
  font-size: 24px;
  color: white;
}
.feature-card h3 { font-size: 17px; font-weight: 700; color: var(--navy); margin-bottom: 8px; }
.feature-card p { font-size: 13px; color: var(--gray); line-height: 1.6; }

/* ============ STEPS ============ */
.steps-section { padding: 64px 0; background: white; }
.steps-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; position: relative; }
.steps-grid::before {
  content: '';
  position: absolute;
  top: 32px; left: 12.5%; right: 12.5%;
  height: 2px;
  background: linear-gradient(90deg, var(--blue), var(--teal));
  z-index: 0;
}
.step-item { text-align: center; padding: 0 16px; position: relative; z-index: 1; }
.step-num {
  width: 64px; height: 64px;
  background: linear-gradient(135deg, var(--blue), var(--navy));
  color: white;
  font-family: var(--serif);
  font-size: 24px; font-weight: 700;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 20px;
  border: 4px solid white;
  box-shadow: 0 0 0 3px var(--blue);
}
.step-item h3 { font-size: 16px; font-weight: 700; color: var(--navy); margin-bottom: 8px; }
.step-item p { font-size: 13px; color: var(--gray); line-height: 1.5; }

/* ============ CTA BAND ============ */
.cta-band {
  background: linear-gradient(135deg, var(--navy) 0%, #1e3a6e 100%);
  padding: 56px 0;
  text-align: center;
}
.cta-band h2 { font-family: var(--serif); font-size: 30px; font-weight: 700; color: white; margin-bottom: 12px; }
.cta-band p { font-size: 16px; color: rgba(255,255,255,.8); margin-bottom: 28px; }
.cta-band .btn-gold { font-size: 16px; padding: 14px 40px; }
.stat-row { display: flex; justify-content: center; gap: 48px; margin-top: 40px; flex-wrap: wrap; }
.stat-item { text-align: center; }
.stat-item .n { font-family: var(--serif); font-size: 36px; font-weight: 700; color: var(--teal); }
.stat-item .l { font-size: 13px; color: rgba(255,255,255,.65); font-weight: 600; text-transform: uppercase; letter-spacing: .5px; }

/* ============ FAQ ============ */
.faq-section { padding: 64px 0; background: var(--off); }
.faq-list { max-width: 760px; margin: 0 auto; }
.faq-item { background: white; border: 1px solid var(--border); margin-bottom: 8px; }
.faq-q {
  display: flex; justify-content: space-between; align-items: center;
  padding: 18px 22px; cursor: pointer;
  font-size: 15px; font-weight: 600; color: var(--navy);
  transition: background .15s;
}
.faq-q:hover { background: var(--off); }
.faq-q .icon { font-size: 20px; font-weight: 300; color: var(--blue); transition: transform .2s; flex-shrink: 0; }
.faq-q.open .icon { transform: rotate(45deg); }
.faq-a { display: none; padding: 0 22px 18px; font-size: 14px; color: var(--gray); line-height: 1.7; border-top: 1px solid var(--border); }
.faq-a.open { display: block; }

/* ============ FOOTER ============ */
.site-footer { background: var(--navy2); color: rgba(255,255,255,.8); padding: 48px 0 0; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1.5fr; gap: 40px; padding-bottom: 40px; border-bottom: 1px solid rgba(255,255,255,.1); }
.footer-brand img { height: 36px; filter: brightness(0) invert(1); margin-bottom: 14px; }
.footer-brand p { font-size: 13px; color: rgba(255,255,255,.6); line-height: 1.7; max-width: 280px; }
.footer-col h4 { font-size: 13px; font-weight: 700; text-transform: uppercase; letter-spacing: .5px; color: white; margin-bottom: 16px; }
.footer-col ul li { margin-bottom: 10px; }
.footer-col ul li a { font-size: 13px; color: rgba(255,255,255,.65); text-decoration: none; transition: color .15s; }
.footer-col ul li a:hover { color: white; }
.footer-contact-item { display: flex; gap: 10px; align-items: flex-start; margin-bottom: 12px; font-size: 13px; color: rgba(255,255,255,.65); }
.footer-contact-item .ico { font-size: 16px; margin-top: 1px; flex-shrink: 0; }
.footer-contact-item a { color: rgba(255,255,255,.65); }
.footer-contact-item a:hover { color: white; }
.footer-bottom { padding: 18px 0; display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 12px; font-size: 12px; color: rgba(255,255,255,.45); }
.footer-bottom a { color: rgba(255,255,255,.45); }

/* ============ AUTH PAGES ============ */
.auth-page { background: var(--off); padding: 48px 0 64px; min-height: calc(100vh - 200px); }
.auth-card { background: white; border: 1px solid var(--border); border-top: 4px solid var(--blue); max-width: 540px; margin: 0 auto; padding: 40px; box-shadow: var(--shadow); }
.auth-logo { text-align: center; margin-bottom: 24px; }
.auth-logo img { height: 34px; margin: 0 auto; }
.auth-title { font-family: var(--serif); font-size: 24px; font-weight: 700; text-align: center; color: var(--navy); margin-bottom: 6px; }
.auth-sub { font-size: 14px; color: var(--gray); text-align: center; margin-bottom: 28px; }

/* ============ FORMS ============ */
.form-group { margin-bottom: 18px; }
.form-label { display: block; font-size: 14px; font-weight: 600; color: var(--dark); margin-bottom: 6px; }
.form-label .req { color: var(--red); }
.form-control {
  display: block; width: 100%;
  padding: 10px 12px;
  font-family: var(--font); font-size: 15px; color: var(--dark);
  background: white; border: 1px solid #adb5bd;
  border-radius: var(--radius); outline: none;
  transition: border-color .15s, box-shadow .15s;
  appearance: none;
}
.form-control:focus { border-color: var(--blue); box-shadow: 0 0 0 3px rgba(26,68,128,.15); }
.form-control.is-error { border-color: var(--red); }
.form-hint { font-size: 12px; color: var(--gray); margin-top: 4px; }
.form-error { font-size: 12px; color: var(--red); margin-top: 4px; display: none; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
textarea.form-control { resize: vertical; min-height: 100px; }
select.form-control { background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath fill='%236c757d' d='M6 8L0 0h12z'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 12px center; cursor: pointer; }

/* ============ ALERTS ============ */
.alert { display: flex; gap: 12px; padding: 14px 16px; border-radius: var(--radius); margin-bottom: 16px; font-size: 14px; line-height: 1.5; }
.alert-info { background: var(--info); border-left: 4px solid var(--blue2); color: #00356b; }
.alert-success { background: var(--success); border-left: 4px solid var(--green); color: #1b5e20; }
.alert-warning { background: var(--warning); border-left: 4px solid var(--gold); color: #5c4b00; }
.alert-error { background: #fde8e8; border-left: 4px solid var(--red); color: #6b0a0a; }
.alert a { color: inherit; font-weight: 700; }

/* ============ BADGES ============ */
.badge { display: inline-block; font-size: 11px; font-weight: 700; padding: 3px 10px; border-radius: 20px; text-transform: uppercase; letter-spacing: .4px; }
.badge-pending { background: #fff3cd; color: #856404; }
.badge-review { background: #cce5ff; color: #00356b; }
.badge-approved { background: #d4edda; color: #1b5e20; }
.badge-denied { background: #fde8e8; color: #6b0a0a; }
.badge-paid { background: #d4edda; color: #1b5e20; }
.badge-unpaid { background: #fff3cd; color: #856404; }

/* ============ DASHBOARD ============ */
.dash-wrap { display: grid; grid-template-columns: 260px 1fr; gap: 28px; padding: 36px 0 60px; }
.sidebar { background: white; border: 1px solid var(--border); height: fit-content; position: sticky; top: 76px; }
.sidebar-header { background: var(--navy); color: white; padding: 20px; }
.sidebar-header .avatar { width: 52px; height: 52px; border-radius: 50%; background: var(--blue); display: flex; align-items: center; justify-content: center; font-family: var(--serif); font-size: 20px; font-weight: 700; color: white; margin-bottom: 10px; }
.sidebar-header h3 { font-size: 15px; font-weight: 700; margin-bottom: 2px; }
.sidebar-header p { font-size: 12px; color: rgba(255,255,255,.65); }
.sidebar-nav a { display: flex; align-items: center; gap: 10px; padding: 13px 18px; font-size: 14px; font-weight: 600; color: var(--dark); text-decoration: none; border-bottom: 1px solid var(--border); transition: background .1s, color .1s; }
.sidebar-nav a:hover, .sidebar-nav a.active { background: var(--off); color: var(--blue); border-left: 3px solid var(--blue); padding-left: 15px; }
.sidebar-nav a .ico { font-size: 16px; width: 20px; text-align: center; }
.dash-main { min-width: 0; }
.dash-topbar { display: flex; justify-content: space-between; align-items: center; margin-bottom: 22px; flex-wrap: wrap; gap: 12px; }
.dash-topbar h1 { font-family: var(--serif); font-size: 24px; font-weight: 700; color: var(--navy); }
.stats-cards { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; margin-bottom: 28px; }
.stat-card { background: white; border: 1px solid var(--border); border-top: 3px solid; padding: 18px 20px; }
.stat-card.blue { border-top-color: var(--blue); }
.stat-card.green { border-top-color: var(--green); }
.stat-card.gold { border-top-color: var(--gold); }
.stat-card.teal { border-top-color: var(--teal); }
.stat-card .s-icon { font-size: 26px; margin-bottom: 8px; }
.stat-card .s-num { font-family: var(--serif); font-size: 26px; font-weight: 700; color: var(--navy); line-height: 1; }
.stat-card .s-lbl { font-size: 12px; color: var(--gray); font-weight: 600; margin-top: 4px; }
.panel { background: white; border: 1px solid var(--border); margin-bottom: 22px; }
.panel-head { padding: 14px 20px; border-bottom: 1px solid var(--border); display: flex; justify-content: space-between; align-items: center; background: var(--navy); color: white; }
.panel-head h2 { font-size: 15px; font-weight: 700; }
.panel-body { padding: 20px; }
table { width: 100%; border-collapse: collapse; }
th { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .5px; padding: 11px 14px; background: var(--off); border-bottom: 2px solid var(--border); color: var(--gray); text-align: left; white-space: nowrap; }
td { padding: 13px 14px; font-size: 13px; border-bottom: 1px solid var(--border); vertical-align: middle; }
tr:last-child td { border-bottom: none; }
tr:hover td { background: var(--off); }
.mono { font-family: monospace; font-size: 12px; color: var(--blue2); }

/* ============ FEE PAYMENT SECTION ============ */
.fee-banner {
  background: linear-gradient(135deg, #fffbec, #fff8e1);
  border: 2px solid var(--gold);
  border-radius: 6px;
  padding: 24px;
  margin-bottom: 24px;
}
.fee-banner h3 { font-size: 17px; font-weight: 700; color: var(--navy); margin-bottom: 6px; display: flex; align-items: center; gap: 8px; }
.fee-banner p { font-size: 14px; color: #5c4b00; margin-bottom: 16px; line-height: 1.6; }
.fee-options { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; }
.fee-option {
  border: 2px solid var(--border);
  border-radius: 6px;
  padding: 18px 16px;
  cursor: pointer;
  text-align: center;
  transition: border-color .15s, background .15s;
  position: relative;
}
.fee-option:hover, .fee-option.selected { border-color: var(--blue); background: #f0f4ff; }
.fee-option input[type=radio] { position: absolute; opacity: 0; }
.fee-option .fee-name { font-size: 13px; font-weight: 700; color: var(--navy); margin-bottom: 4px; }
.fee-option .fee-amt { font-family: var(--serif); font-size: 24px; font-weight: 700; color: var(--blue); margin-bottom: 4px; }
.fee-option .fee-desc { font-size: 11px; color: var(--gray); line-height: 1.4; }
.fee-option .fee-badge { font-size: 10px; font-weight: 700; background: var(--green); color: white; padding: 2px 8px; border-radius: 10px; display: inline-block; margin-bottom: 6px; }

/* ============ PROGRESS STEPPER ============ */
.stepper { display: flex; margin-bottom: 32px; }
.step-node { flex: 1; display: flex; flex-direction: column; align-items: center; gap: 8px; position: relative; }
.step-node::after { content: ''; position: absolute; top: 16px; left: 50%; width: 100%; height: 2px; background: var(--border); z-index: 0; }
.step-node:last-child::after { display: none; }
.step-node.done::after { background: var(--green); }
.step-node.active::after { background: linear-gradient(90deg, var(--blue), var(--border)); }
.step-circle { width: 32px; height: 32px; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 13px; font-weight: 700; z-index: 1; border: 2px solid var(--border); background: white; color: var(--gray); }
.step-node.done .step-circle { background: var(--green); border-color: var(--green); color: white; }
.step-node.active .step-circle { background: var(--blue); border-color: var(--blue); color: white; }
.step-label { font-size: 11px; font-weight: 600; color: var(--gray); text-align: center; }
.step-node.active .step-label { color: var(--blue); }
.step-node.done .step-label { color: var(--green); }

/* ============ MODAL ============ */
.modal-overlay { position: fixed; inset: 0; background: rgba(0,0,0,.55); z-index: 2000; display: flex; align-items: center; justify-content: center; padding: 20px; }
.modal { background: white; max-width: 480px; width: 100%; border-top: 4px solid var(--blue); box-shadow: var(--shadow2); max-height: 90vh; overflow-y: auto; }
.modal-head { padding: 18px 22px; border-bottom: 1px solid var(--border); display: flex; justify-content: space-between; align-items: center; }
.modal-head h3 { font-family: var(--serif); font-size: 18px; font-weight: 700; color: var(--navy); }
.modal-close { background: none; border: none; font-size: 24px; cursor: pointer; color: var(--gray); line-height: 1; }
.modal-body { padding: 22px; }
.detail-row { display: flex; justify-content: space-between; padding: 10px 0; border-bottom: 1px solid var(--border); font-size: 14px; }
.detail-row:last-child { border-bottom: none; }
.detail-row .dlbl { color: var(--gray); }
.detail-row .dval { font-weight: 700; color: var(--dark); }
.timeline { margin-top: 16px; }
.tl { display: flex; gap: 12px; padding: 8px 0; }
.tl-dot { width: 12px; height: 12px; border-radius: 50%; flex-shrink: 0; margin-top: 3px; }
.tl-dot.done { background: var(--green); }
.tl-dot.now { background: var(--blue); }
.tl-dot.pend { background: var(--border); }
.tl strong { font-size: 13px; display: block; }
.tl span { font-size: 12px; color: var(--gray); }

/* ============ PAGE HERO ============ */
.page-hero { background: linear-gradient(135deg, var(--navy2), var(--navy)); padding: 48px 0; color: white; }
.page-hero .breadcrumb { font-size: 13px; color: rgba(255,255,255,.6); margin-bottom: 10px; }
.page-hero .breadcrumb a { color: rgba(255,255,255,.6); }
.page-hero h1 { font-family: var(--serif); font-size: 34px; font-weight: 700; margin-bottom: 10px; }
.page-hero p { font-size: 16px; color: rgba(255,255,255,.8); max-width: 540px; line-height: 1.65; }

/* ============ SPINNER ============ */
.spinner { display: inline-block; width: 16px; height: 16px; border: 2px solid rgba(255,255,255,.35); border-top-color: white; border-radius: 50%; animation: spin .7s linear infinite; vertical-align: middle; margin-right: 6px; }
@keyframes spin { to { transform: rotate(360deg); } }
@keyframes fadeUp { from { opacity: 0; transform: translateY(20px); } to { opacity: 1; transform: translateY(0); } }
.fade-up { animation: fadeUp .5s ease forwards; }

/* ============ RESPONSIVE ============ */
@media (max-width: 1024px) {
  .hero-inner { grid-template-columns: 1fr; gap: 40px; }
  .hero-card { display: none; }
  .features-grid { grid-template-columns: repeat(2, 1fr); }
  .steps-grid { grid-template-columns: repeat(2, 1fr); gap: 32px; }
  .steps-grid::before { display: none; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 28px; }
  .dash-wrap { grid-template-columns: 1fr; }
  .sidebar { position: static; }
  .stats-cards { grid-template-columns: repeat(2, 1fr); }
  .fee-options { grid-template-columns: 1fr; }
}
@media (max-width: 768px) {
  .hamburger { display: flex; }
  .header-nav, .header-search { display: none; }
  .header-nav.open { display: flex; flex-direction: column; position: absolute; top: 100%; left: 0; right: 0; background: white; border-top: 2px solid var(--blue); box-shadow: var(--shadow); padding: 8px 0; z-index: 999; }
  .header-nav.open a { padding: 12px 24px; border-bottom: 1px solid var(--border); border-left: none; }
  .hero-text h1 { font-size: 28px; }
  .features-grid { grid-template-columns: 1fr; }
  .steps-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .stat-row { gap: 24px; }
  .stats-cards { grid-template-columns: 1fr 1fr; }
  .fee-options { grid-template-columns: 1fr; }
  .site-header { position: relative; }
}
@media (max-width: 480px) {
  .stats-cards { grid-template-columns: 1fr; }
  .hero-ctas { flex-direction: column; }
  .hero-ctas .btn { text-align: center; }
}